Federal Retirement Planning Seminars
CSRS - FERS

- Knowing what you do have with the federal government’s benefits program

- Knowing what you want when you retire

- Determining whether you will be comfortable at retirement – or whether you will have a "gap" or shortfall in retirement income

- If your calculations show a shortfall, then finding solutions that best fit your situation

Snow-Cap federal retirement planning seminars give you more than just a dry lecture on federal employee benefits. Instead, you get solutions-oriented coverage on all aspects of your benefits package so that you can plan for an affordable retirement.

1/2-, 1-, 2- and 3-Day Agendas - Federal Retirement Planning

1/2-DAY AGENDA - Federal Retirement Planning

8:00 a.m.	Introductions
	Presenter
	Expectations of attendees
	Financial Planning
	- ABC’s of financial planning
	Federal Employee Benefits
	FERS
	CSRS
	CSRS offset
	LEO
	FEGLI
	Health insurance
	Thrift Savings Plan
	Flexible Spending Accounts
	Long-term care
	Social Security
	Calculate your annuity
	Calculate your income “needs at retirement
12 noon	End of class

1-DAY AGENDA - Federal Retirement Planning

8:00 a.m.	INTRODUCTIONS
	Presenter
	Attendees
	Objectives of seminar
	Expectations of attendees
8:15	Preparation for retirement
	Visualization
	Paperwork
8:30	Financial Planning
	ABC’s of financial planning
8:45	Federal Employee Benefits
	- FERS
	- FERS Transferees
	- CSRS
	- CSRS offset
10:00	Break
10:15	FEGLI
	health insurance
	Thrift Savings Plan
12 noon	Lunch
1:00 p.m.	Flexible Spending Accounts
	Long-term care
	Social Security
	Calculate your annuity
2:00	BREAK
2:15	Calculate your “needs” at retirement
3:30	Solutions
4:00	End of class

2-DAY AGENDA - - Federal Retirement Planning

	DAY 1
8:00 a.m.	INTRODUCTIONS
	Presenter
	Attendees
	Objectives of seminar
	Expectations of attendees
8:45	Preparation for retirement
	Psychological/Visualization
	Health
	Communication
	Paperwork
	Summary
9:45	Financial Planning
	ABC’s of financial planning
10:00	Break
10:15	Federal Employee Benefits
	- FERS/FERS Transferees
	- CSRS/ CSRS Offset
	- Thrift Savings Plan
12 noon	Lunch
1:00	Federal Employees Benefits (cont’d)
	- FEGLI
	- Health Insurance
	- Flexible Spending Accounts
	- Long Term Care
2:30	Break
2:45	Calculate Your Annuity
3:00	Social Security
4:00	End of Day 1
	DAY 2
8 a.m.	Review of federal benefits covered in Day 1
	Answer questions
9:00	Financial Planning/Risk Management
	- medical
	- disability
	- long-term care
	- emergency fund
	- life insurance
	- calculating how much you will need in retirement
10:00	Break
10:10	Estate Planning
	- cost of silence
	- wills
	- trusts
	- living wills
	- estate taxes
12 noon	Lunch
1:00	Your Retirement Budget
	- what do you want?
	- what do you have?
2:00	Break
2:10	Solutions for your retirement income “gap”
	- psychology of money
	- save more
	- change your “wants”
	- lower debt
	- work longer (maybe self-employed)
	- tax savings (Roth/Trad IRA, etc.)
	- increase investment risk and be comfortable
3:45	Putting Your Own Financial Plan Together
	- to-do list ad prioritize
4:00	End of Day 2

3-DAY AGENDA - Federal Retirement Planning

	DAY 1
8:00 a.m.	INTRODUCTIONS
	Presenter
	Attendees
	Objectives of seminar
	Expectations of attendees
8:45	Preparation for retirement
	Psychological/Visualization
	Relocation
	Health
	Communication
	Paperwork
	Summary
9:45	Financial Planning
	ABC’s of financial planning
10:00	Break
10:15	Federal Employee Benefits
	- FERS/FERS Transferees
	- CSRS/ CSRS Offset
	- Thrift Savings Plan
12 noon	Lunch
1:00 p.m.	Federal Employees Benefits (cont’d)
	- FEGLI
	- Health Insurance
	- Flexible Spending Accounts
	- Long Term Care
2:30	Break
2:45	Calculate Your Annuity
3:00	Social Security
4:00	End of Day 1
	DAY 2
8 a.m.	Review of federal benefits covered in Day 1
	Answer questions
9:00	Financial Planning/Risk Management
	- medical
	- disability
	- long-term care
10:00	Break
	- property & casualty
	- emergency fund
	- life insurance
	- calculating how much you will need in retirement
11:30	Lunch
1:00 p.m.	Estate Planning
	- cost of silence
	- wills
	- trusts
2:30	Break
2:45	- living wills
	- estate taxes
4:00	End of Day 2
	DAY 3
8:00 a.m.	Review of Day 2 and questions
8:30	Your Retirement Budget
	- what do you want?
	- what do you have?
10:00	Break
10:15	Solutions for your retirement income “gap”
	- psychology of money
11:30	Lunch
	- save more
	- change your “wants”
	- lower debt
	- work longer (maybe self-employed)
	- tax savings (Roth/Trad IRA, etc.)
	- increase investment risk and be comfortable
2:30 p.m.	Break
2:45	Putting Your Own Financial Plan Together
	- to-do list ad prioritize
4:00	End of Day 3