Disclaimer:
I understand that this Help Desk service is for educational purposes only to answer basic questions regarding federal employee benefits. I also understand the Snow-Cap Agency, Inc. is not engaged in legal, financial, or other professional advice. If financial planning, legal or other expert assistance is required, the services of a competent professional person should be sought.

Note: By clicking the submit button below, you
are stating that you have read, understand, and agree
with the disclaimer above.